Original Article Source Credits: the spruce, https://www.thespruce.com

Article Written By: Elizabeth Weintraub

Original Article Posted on:  02/12/21

Link to Original Article: https://www.thespruce.com/steps-to-remodeling-your-kitchen-1798738

Original Article Source Credits:   MortgageBrokerNews.ca , https://www.mortgagebrokernews.ca/

Article Written By:  Ephraim Vecina 

Original Article Posted on:  18 Nov 2020

Link to Original Article:  https://www.mortgagebrokernews.ca/news/crea-ontario-sets-new-record-for-home-sales-inventory-growth-335354.aspx

Original Article Source Credits:   HGTV , https://www.hgtv.ca/

Article Written By:  Laura Grande

Original Article Posted on:  November 14, 2020 

Link to Original Article:  https://www.hgtv.ca/decorating/photos/ways-millennials-decorate-homes-differently-1943957/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  NA

Original Article Posted on:  OCTOBER 27, 2020

Link to Original Article:  https://betterdwelling.com/canadian-real-estate-price-increases-may-be-solely-due-to-the-bank-of-canada/

Are you thinking about using home equity to improve the status of your home? Employing the equity in your home is a brilliant way to fund renovations as you don’t need to wait too long to obtain the necessary finance. Similarly, as the interest rate on equity loans is lower than most financial products, you won’t find it very difficult to repay it over time. By paying down your high-interest debt, your credit score will improve and you will only have one monthly payment to worry about. 

While many people are aware of the type of house they want to purchase, they often struggle to find the means to finance their dream home. If you are facing a similar struggle, you need to enlist the services of a financial expert to help you create a purchase plan and obtain the finances you need to buy a new house.

If you’ve been caught up with life and haven’t found the time to evaluate your mortgage program, you may have missed out on low-interest rates and numerous benefits. Your existing mortgage may not even be meeting your current needs and financial demands. 

Most first-time homebuyers focus primarily on the features and cost of a new house. However, there are other fees, charges, and costs associated with homeownership that need to be considered. As a mortgage expert, I understand that it is easy to get carried away with the excitement of purchasing a new home and overlook vital costs.

If a borrower is struggling to qualify for a mortgage on account of insufficient credit or poor results after the stress test, using a co-signer can help convince a lender to lend to them. However, many people are not aware of what it means to co-sign on a loan and what is involved before, during, and after the process. This can lead to financial repercussions for both parties in the event of payment defaults.

If you plan on applying for a mortgage for a purchase or refinance, an appraisal might be required. Here are the ways to prepare for one.

As an experienced mortgage specialist, I understand that buying a new home can be a challenge. The hunt for funding for your dream home can be viewed as a stressful or laborious task, but with a little preparation, you can handle the home buying process quickly and easily.

As a first-time home buyer, you may have your dream house in mind, but no idea how to purchase it. Houses cost a lot of money, and unless you’re one of the rich or famous, making a direct payment is impossible. As a result, you have to depend on a mortgage to finance your real estate goals. Unfortunately, many first-time home buyers see mortgages as an obstacle, which becomes a strenuous burden given the preparation, saving, and legwork it requires.

Mortgage brokers are a link between you and potential lenders who can finance your dream home. Brokers also work on your behalf to find you the best mortgage solutions with competitive interest rates that suit your needs. Overall, they are valuable experts to have on your side when looking for funds to buy a home.

With fluctuating market rates, many homeowners look to restructure their existing mortgage plan and seek mortgage refinancing to lower their interest rate. While mortgage refinancing can help you save a ton of money, it can be difficult to obtain if you are unaware of the possible obstacles and frequent mistakes that borrowers make. 

My warmest thoughts and best wishes for a wonderful holiday and a very happy New Year to you and your family. I look forward to working with you in 2019.

I would like to inform my clients that my office will be closed from December 24, 2018, until January 3, 2019, but I will accept online applications over the holidays.

While it is a huge decision to invest in real estate and buy a new house, there are small but vital decisions to consider on your path to homeownership. If you’re a first-time home buyer, this is an exciting time, but it can also be intimidating with the fierce competition and unexpected expenses.

I’m Angela Milosevic, mortgage broker in Cambridge, ON.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

Angela Milosevic is proud of the work that she does. But, instead of telling you why her customers love her, we’ll let them do the talking! Here’s what some of her customers are saying about her lately: