Your house hunt should start by contacting Angela Milosevic for your mortgage pre-approval. She will determine whether a borrower meets lender’s guidelines for a home loan. A mortgage pre-approval gives you some confidence that you are a qualified borrower in the eyes of a lender. This is beneficial because the last thing you want when going through the home buying process is to have done your own calculations and have figured out what you think you can afford using a mortgage calculator and the available interest rates, then apply for a mortgage with a lender and receive an entirely different interest rate based on your overall strength as a borrower. To avoid any surprises, it’s best to get pre-approved before doing anything else.