How To Prepare Your Home For An Appraisal Appointment
If you plan on applying for a mortgage for a purchase or refinance, an appraisal might be required. Here are the ways to prepare for one.
1. Get professional housekeeping.
One way to prepare your home for an appraisal is by enlisting professional housekeeping services. Tidying up before a home appraisal will go a long way towards making a good impression. The appraiser will take photos of the interior and exterior of the house, so it’s important to consider cleaning all the areas of your property.
2. Ensure overall maintenance.
Another way to prepare for a home appraisal is by arranging for the overall maintenance of your property. While doing this, make sure you cover minor repairs within the house like missing door handles, leaky faucets, etc. Also, remember to maintain the exterior of your home.
3. Declutter each room and closet.
Ensure that all the areas of your property are accessible. Clear out your attic, storage closets, garage, any crawl spaces, and make sure that all rooms can be entered and viewed by the appraiser.
4. Maintain vital documents to show the appraiser.
One last item to prepare for the appraisal is a file with copies of information such as previous appraisals, home inspections, current or prior sales agreements and of any current or former listing agreements. In most cases, the more information you have available for the appraiser, the faster the process will go.
If you’re looking for help to ensure these and other aspects are covered before your appraisal appointment, reach out to Angela Milosevic. As a respected mortgage broker in Cambridge, Ontario, I am dedicated to providing my clients with the highest standard of service. With over twelve years of experience as a broker, I have extensive knowledge of the mortgage industry and even know how real estate appraisals affect purchase agreements. Through my experience and connections, I can guide you to the right resources for guidance.
I have successfully assisted clients with home purchases, and mortgage refinances for debt consolidation, mortgage refinances for home renovation or investment, mortgages for the self-employed, investment properties, vacation or second home properties, mortgages for those with past or present credit problems and commercial mortgages.